Re-loadable Prepaid Visa Card
There are times during a life not always easy at best, when things are made even more difficult when one doesn’t have a credit card. Everyone is aware that there are times when a credit card is insisted upon by a merchant, and not having one can be both embarrassing and frustrating. And for some of us, obtaining a “regular” credit card can be a bit of a difficult process.
In having a prepaid card there are truly many advantages, probably the foremost being that You Cannot Get Into Debt! This card functions just like a debit card with additional benefits, since there is no credit involved. You can’t get into debt by using this card because you prepay for it.
A Capital Blue Copper Prepaid Visa Card is the ideal answer.
There are many benefits to having a prepaid card, including:
A Tool For Good Habit Building
You, and not the card provider, set the limits of your spending. You never have to be concerned with accumulating interest charges or overspending, because you can only spend what it is you have already deposited. This is a great asset in building solid financial habits. As an example: onto a prepaid card, load your monthly budget for grocery, and use it for nothing else. Your spending will stop automatically when the money is gone!
No Credit Check
A credit check will never be required, because a re-loadable prepaid card is actually not a credit facility. All you need to qualify is to be a Canadian resident, and two pieces of valid ID. Even those with bad credit are eligible, because a prepaid card is issued based on your deposited money.
Re-loadable cards may be used abroad, and are readily accepted the same as debit and credit cards.
A perfect solution for dependents is available because you can, if you choose, add to your account a supplementary card.
A Bank Alternative
Some people prefer not to deal with banks, and do not wish to have a bank card. The good news is that a prepaid card allows you to do all things requiring a credit card such as booking a hotel room, or renting a car, without any linking to a bank account.
Just as widely accepted as credit cards, are prepaid cards. Any vendor that accepts credit cards be it in person, over the phone, or on the Internet, will work with you. You will also be able to visit any ATM and get cash instantly with your prepaid card.
Some of the same loss and theft protection of the credit card is offered by the prepaid cards. They are protected by a PIN number which is secure. You never risk exposing your bank account because the card is not linked to your bank account in any way.
You Are In Control
You will be able to track by phone or online all usage and activity of a prepaid card, which really makes it simple to monitor and control your spending and your spending limit, and keep careful track of your records.
Associated with VISA
Blue Copper Capital Prepaid Visa card is issued by All Trans Financial Services Credit Union Ltd. pursuant to license by Visa International Incorporated. Use of the card is governed by the agreement under which it is issued.
The leading payment card provider in Canada, and one of the largest financial services in the world, VISA, has been chosen by Blue Copper Capital.
Fee Structure for Blue Copper Capital Prepaid Visa Card
|Domestic Point-of-Sale (POS) Transaction||$0.35|
|International POS Transaction||$1.75|
|Monthly Service Fee||$4.50|
|Automated Customer Care (IVR)||Free|
|Live Customer Support||$2.99|
|Over-the-counter Bank Withdrawal||$3.99|
|Domestic ATM Withdrawal||$1.99|
|Domestic ATM Balance Inquiry||$1.00|
|Domestic ATM/Cash Advance Decline||$1.00|
|International ATM Withdrawal||$3.99|
|International ATM Balance Inquiry||$1.00|
|International ATM Decline||$3.00|
|Foreign Currency Exchange||2.50%|
|Charge Dispute Fee (unsuccessful)||$10.00|
|Temporary Card Status Change||$1.00|
|Refund (Close Account)||$10.00|
For more information please contact us at:
Blue Copper Capital Corporation
4012 118 Ave
Edmonton, AB T5W 1A1
By: Bob Sakotic