Pay Day Loans
When your cheques are out of sync with expenses, our pay day loan program is the key. Up to $1,500 in cash is available with no credit check. Regardless of your needs, Blue Copper Capital can help.
This program is a short term loan that you repay when you get your next paycheque. Qualifications are 18 years of age or over, gainfully employed and have an active bank account. Upon qualification you can opt to receive your funds in cash or via Interac Etransfer.
Personal Loan Service
Blue Copper Capital offers fast, hassle free and convenient service. You are welcome to meet us at our Beverly location, or we will arrange to visit you at home. We understand you are busy and not always able to take time to travel to our office.
To meet with us you will need the following:
- Your last two pay stubs
- Bank statement (the last 60 days)
- A blank personal cheque
- Government issued photo ID
A consultant reviews your information and knows how much we can lend without performing a credit check. Upon agreement, we release the papers, execute it on the spot and hand over the money you need. It’s that easy.
Call 780-918-4925 Today: Pay day loans in Edmonton at affordable rates.
Pay Day Loans FAQ
How much does it cost for a Payday loan?
The cost of a loan in Alberta is $15 per $100 borrowed. The interest rate varies depending on the length of the loan. For example on a $300 loan you would pay back $345 on your next pay. The cost of a loan in British Columbia is $20 per $100 borrowed. In British Columbia on a $300 loan you would pay back $360 on your next pay.
How often can I get a Payday loan?
There is no limit to the number of Payday loans allowed but you cannot have more than one loan at any time. A Payday loan is meant as a short term cash solution. If you are using Payday loans on a frequent basis you should inquire about a personal loan. A personal loan may be better suited to your needs and comes with more competitive rates.
Can I postpone or “roll-over” my loan?
No. A Payday loan is paid back in full on or before your next pay day/due date.
Will you really come meet me to do the loan?
Yes. We have built our business by delivering excellent customer service. From experience we know how much time can be spent getting to a lender and waiting at the lender’s location. We prefer to work on your schedule. You can come to one of our locations or we can meet you anywhere in or around the Calgary and Edmonton areas. We make the process both quick and friendly.
Will a good history as a Payday loan customer help if I want an auto or personal loan with Blue Copper Capital in the future?
Absolutely. Many of our customers start out with a small loan and after establishing a history are able to move into term loans, auto loans, consolidation loans, etc. We are a business built from personal relationships and review every application individually. Your good pay day loans history assists us in making an informed decision when/if the time comes for a larger more long term lending solution.
By: Bob Sakotic
Payday loan amounts are subject to minimum net pay and other qualifications. Maximum charges permitted in Alberta for a payday loan are $15 per $100 lent (15% of principal); We charge $15 (15%). For a $300 loan for 14 days: Total cost of borrowing $45.00. Annual percentage rate 391.07. This information meets the requirements of the Payday Loans Regulation under the Fair Trading Act. License #330628.